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Gas Rewards Credit Cards
Gas rewards credit cards are a smart way to save money on fuel and reap additional rewards. These cards will reward you every time you fill up with gas. They’ll also offer you ways to earn rewards from other purchases. Gas rewards credit cards grant between 1 and 3 percent cash back on fuel purchases, and most provide additional features so you can earn even more cash back. Choose from the gas rewards cards listed below to find one that fits your exact needs. When you find the right one, apply online and you’ll see the savings almost immediately.

 Citi® Dividend Platinum Select® MasterCard®

  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter.
  • Full 1% cash back on eligible purchases and cash advances.
  • Earn extra cash back on popular, rotating categories each quarter.
  • Average 5% additional cash back through Citi Bonus Cash Center®
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 12.99% - 20.99%* (Variable) None Yes Excellent
 Discover® More Card - $75 Cashback Bonus

  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 months* 11.99% - 20.99% (Variable)* None Yes Excellent
 Discover® More Card

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 11.99% - 20.99% (Variable)* None Yes Excellent
 Citi® Diamond Preferred® Rewards Card

  • $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0% 12 months* 12.99% - 20.99%* (Variable) None Yes Good
 Chase Freedom® Visa - $100 Bonus Cash Back

  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
N/A N/A 12.99%-22.99% Variable* None Yes Good
 Discover® Open Road Card

  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%* 6 Months* 11.99% - 20.99% (Variable)* None Yes Good
 Blue Cash(R) from American Express

  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
  • Receive your cash back automatically as a statement credit
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* 17.24%-21.24% Variable No Annual Fee Yes Excellent
 TrueEarnings(R) Card from Costco and American Express

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
See Terms* See Terms* 15.24% variable See Terms* Yes Excellent


How to Use a Gas Rewards Credit Card to Earn Real Rewards

If you’re interested in a gas rewards credit card, you probably do a significant amount of driving. To really get the most out of your card, however, you’ll want to make sure your credit card managing skills are at their best. Follow these guidelines and you’ll be able to use your gas rewards credit card to earn real rewards.

Put in the miles. Since gas cards reward you every time you fill up, make the most of this feature. Whenever you stop to pump gas, be sure to use the same card. And if you’re headed on a long trip, remember to pack the gas card.

Keep track of your credit card purchases. Look over your statement carefully every month. One of the easiest places to do this is online. Log in to your account and check the list of purchases you made during the month. Then check your rewards to make sure everything lines up.

Pay off the balance each month. You probably already budget a certain amount of money for gas each month. Instead of paying for that with your debit card, use the gas rewards credit card. When the bill comes, pay it off in full whenever possible. You’ll avoid interest charges and get more rewards than you would by using a debit card.

Cash in your rewards. Keep track of the rewards coming your way, and redeem them whenever possible. Decide how you’re going to use the rewards, whether it be for more fuel or simply to have a fun night out with your family.

Plan for the long-term. By using the card month after month, you’ll be able to rack up the rewards. And if you use the rewards toward more gas, you’ll be able to see how much money you’re saving in fuel costs each month. All of this is part of the process toward making a credit card work for your situation. So get started today by applying for a gas rewards credit card.


* See the online Gas Rewards credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the credit card issuer's website.




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