Online Credit Card Applications
CreditCardSurplus
CreditCardSurplus.com
Credit Card applications, apply for your new credit card online.
Apply For A Credit Card Online
Credit Card Applications - Apply For Card Offers Online
 Credit Cards by Type
Bad Credit
0% APR Card Offers
Low Interest Cards
0% Balance Transfers
Cash Back Cards
Instant Approval
Airline Credit Cards
Rewards Credit Cards
Gas Rewards Cards
Student Credit Cards
Secured Credit Cards
Prepaid Debit Cards
Best Credit Card Deals
 Credit Cards by Issuer
Discover Cards
Citibank Cards
Chase Credit Cards
Visa Credit Cards
MasterCard
American Express
First PREMIER® Cards

 Calculators
 Balance Transfer
 Payments

Additional Resources
 Credit Card Articles
 Selecting a Card
 Free Credit Report





Welcome to Credit Card Surplus - Join the many satisfied consumers who found the best credit card deal at Credit Card Surplus. Apply for credit cards with secure online credit card applications. Whether you're looking to apply for 0% APR Credit Cards, Low Interest Credit Cards, Cash Back Credit Cards, or apply for Balance Transfer Credit Cards, we have the best credit card deal for you. Select a card type from the menu on the left. To apply for a credit card online, click on the apply button for online credit card applications.
Top Low Interest Card

Intro APR
Intro Period
Annual Fee
0% 12 months on Purchases* None
Citi® Platinum Select® MasterCard®
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. No annual fee. Citi® Identity Theft Solutions.
APPLY NOW!
Top Balance Transfer Card

Intro APR
Intro Period
Annual Fee
0%* 6 Months* None
Discover® More Card
0% APR on Balance Transfers for a FULL 15 months. 0% APR on Purchases for a FULL 6 months. Instant Response within 60 seconds.
APPLY NOW!
Top Cash Back Credit Card

Intro APR
Intro Period
Annual Fee
0%* 6 months* None
Discover® More Card - $75 Cashback Bonus
Get $75 Cashback Bonus after your first $500 in purchases. 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
APPLY NOW!
Top Airline Rewards Card

Intro APR
Intro Period
Annual Fee
0%* 6 Months* None
Miles by Discover® Card
12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months. 1 Mile for every $1 on all your other purchases. Book any travel, anytime with no blackout dates or restrictions
APPLY NOW!
Top Rewards Credit Card

Intro APR
Intro Period
Annual Fee
N/A N/A None
Citi® Dividend Platinum Select® MasterCard®
0% Intro APR on balance transfers for 15 months. Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10.
APPLY NOW!
Top Card for Poor Credit

Intro APR
Intro Period
Annual Fee
See Terms See Terms See Terms
First PREMIER® Bank Classic Credit Card
This credit card may be able to help build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits
APPLY NOW!
Discover® Credit Card Applications - Introducing the Discover® More Card with Cashback Bonus Program. Earn 5% Cashback and enjoy a 0% Intro APR. Choose various Discover® More Card designs including, Clear, Flag, Wildlife, and more. Apply for your new Discover® Card Today!

Citibank Credit Card Applications - Citibank offers a great choice of consumer and business credit cards with rewards programs, 0% APR Intro., low ongoing APR, and no annual fees. Apply for a Citibank credit card here.

Chase Credit Card Applications - Compare offers by Chase Bank including the Slate(SM) from Chase. With a new Chase card you can get a 0% intro APR on balance transfers for 12 or 6 months*. Apply for your new Chase card today!

Visa Credit Card Applications - Visa Offers you many choices. Whether you are establishing credit or seeking credit cards with great rates and rewards, Visa has it covered. Apply for a Visa credit card here.

MasterCard Applications - View our list of top online MasterCard offers. Choose the MasterCard that's right for you and apply for your new card today.

American Express Credit Card Applications - You can earn up to 5% cash back with Blue Cash. American Express cards offer free rewards programs and great rates. Consumer and business offers include Blue, Gold and Green Reward cards, Delta Sky Miles, Hilton Platinum and more. Apply for an American Express credit card today!

First PREMIER® Bank Credit Cards Now you can enjoy a PREMIER® opportunity with a Credit Card from First PREMIER® Bank. If you’re having trouble getting a credit card, First PREMIER® Bank may be able to help you. Your new Credit Card could be just a click away.

Credit Card Applications: The Advantages of Applying Online

If you want to apply for a credit card, the online world will provide you with the most options currently available. Rather than waiting for ads to appear in your mailbox, you’ll find a wide selection of cards geared toward your credit level right on the Internet. Here are some of the advantages of filling out credit card applications online:

Wide Variety of Credit Cards

If you look at the left-hand menu above, you’ll see that CreditCardSurplus.com offers nearly every type of credit card. You can browse through credit cards made for those with bad credit, cards with 0% APR offers, and credit cards that come with a rewards or cash back program. If you want to know right away whether or not you can get a card after filling out a credit card application, click on the instant approval category. And if you’re new to the credit card world, consider looking at the student cards, as well as the prepaid and debit plans.

Once you click on a certain category listed, you’ll see a number of card options on the screen. You can compare these offers by scrolling through them. You can also find out more details about each one by reading the terms and conditions. The fine print will give you an idea of the fees and charges that come with the card. It will also inform you of interest rates, grace periods, and information concerning the rewards program, if your card comes with one.

Simple Process

Once you find a card that you like, you can apply for a credit card through CreditCardSurplus.com. Have the information that you’ll need to fill out the application ready, such as your social security number, driver’s license, phone number, home address, and annual income. Filling out the application should take around 30 minutes, and less time if you have all the information you need on hand.

Once you have the application filled out, you’ll be ready to send it in. Simply hit the “send” button, and rest assured that it will arrive to the right destination safely. Credit card issuers use the latest data encryption and security software to make sure your information is kept safe throughout the process.

Instant Response

One of the best parts of filling out a credit card application online is that you will know very quickly whether or not you have been approved. Some credit cards even offer to let you know instantly, within a minute or so. You can expect to receive an email that will tell you if you’ve been approved for the card. Once you’ve been approved, the card will be sent to you in the mail.


*See the online Credit Card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions.
Featured Credit Cards

Intro APR
Intro Period
Annual Fee
0% 12 months on Purchases* None
Citi® Platinum Select® MasterCard®
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. No annual fee. Citi® Identity Theft Solutions.
APPLY NOW!

Intro APR
Intro Period
Annual Fee
0%* 6 Months* None
Discover® More Card
0% APR on Balance Transfers for a FULL 15 months. 0% APR on Purchases for a FULL 6 months. Instant Response within 60 seconds.
APPLY NOW!

Intro APR
Intro Period
Annual Fee
0%* 6 Months* None
Miles by Discover® Card
12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months. 1 Mile for every $1 on all your other purchases. Book any travel, anytime with no blackout dates or restrictions
APPLY NOW!

Intro APR
Intro Period
Annual Fee
See Terms See Terms See Terms
First PREMIER® Bank Classic Credit Card
This credit card may be able to help build, rebuild, or reestablish your credit history if you make on-time minimum payments with all of your creditors and maintain your account balances below the credit limits
APPLY NOW!
   




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